Ask Val

January 27, 2011

100% Financing for Home Purchase

Filed under: ASK VAL,Dear Val,Realtor — Valerie Springer @ 8:41 pm

Individuals seeking to purchase a home in rural areas may do so by obtaining a loan through the Rural Housing Service program.  Under this program, there is no down payment required and the closing costs are less than most traditional loans. 

Borrowers must have a satisfactory credit history to be approved.  This loan is similar to other government programs, the RHS is a loan guarantee program. 

The location of property determines if the home qualifies and there are income restrictions and limitations.

If you are interested in purchasing a home using this program, please Valerie Springer for pre-approval and I will be happy to recommend you to a great realtor once the approval process is complete.

205-995-7283 x 305 

Yours to Count On,

Valerie Springer



  1. This was tear jerking, yes I too can cry when things are this sad, If you decide to do this again please contact me, I would love to be a part.

    Comment by James Jones — May 3, 2011 @ 4:34 pm | Reply

    • Thank you James, it was a very touching experience. A day forever burned into my memory!

      Comment by Valerie Springer — May 3, 2011 @ 4:48 pm | Reply

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